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Terry Laughlin IRES, RE/MAX Platinum Club and 100% Club Member, Lions Club President, Rotary Member
"Focused on Your Goals"
Let The Xtra Service Realtor take the hassle out of Real Estate!

Personal Toll Free: 800.325.5279
Office: 469.635.2426
Fax: 972.393.2155
direct: 469.635.2426
Email: Contact

 

Reasons To Buy a Home Now!

 

 

(Remember these are also

Reasons to List Your Home

for Potential Buyers!)

 

1.  Mortgages are cheap. You can get a 30-year loan for around 4.3%. What's not to like? These are the lowest rates on record. As recently as two years ago they were about 6.3%. That drop slashes your monthly repayment by a fifth. If inflation picks up, you won't see these mortgage rates again in your lifetime. And if we get deflation, and rates fall further, you can refi.

 

2. You'll save on taxes. You can deduct the mortgage interest from your income taxes. You can deduct your real estate taxes. And you'll get a tax break on capital gains, if any, when you sell. Sure, you'll need to do your math. You'll only get the income tax break if you itemize your deductions, and many people may be better off taking the standard deduction instead. The breaks are more valuable the more you earn, and the bigger your mortgage. But many people will find that these tax breaks mean owning costs them less, often a lot less, than renting.

 

3. It'll be yours. You can have the kitchen and bathrooms you want. You can move the walls, build an extension (zoning permitted) or paint everything bright orange. Few landlords are so indulgent. You'll feel better about your own place if you own it than if you rent.

 

4. It's risk capital. No, your home isn't the stock market and you shouldn't view it as the way to get rich. But if the economy does surprise us all and start booming, sooner or later real estate prices will head up again, too. One lesson from the last few years is that stocks are incredibly hard for most normal people to own in large quantities, for practical as well as psychological reasons. Equity in a home is another way of linking part of your portfolio to the long-term growth of the economy, if it happens, and still managing to sleep at night.

 

5. Sooner or later, the market will clear. Demand and supply will meet. The population is forecast to grow by more than 100 million people over the next 40 years. That means maybe 40 million new households looking for homes. Meanwhile, this housing glut will work itself out. Many of the homes will be bought. 

 

Below are key websites for more information about the area, i.e. Coppell school district and city of Coppell. There's more information about me and how I work with you on the "More Information" button. I have a Buyers Packet that includes the latest school map, key local phone numbers and websites, TAKS test score for the schools, city information, and FREE "How to Buy and Save Money" reports.



  •  Search Homes in Coppell, Carrollton, Irving, or Southlake areas or e-mail at terryL@rmdfw.com
  •  Use Atlas Map Search tab to search in Neighborhoods or Cities.
  •  Or even easier, let The Xtra Service Realtor help you find a house. I will e-mail you a list of homes that meet your criteria.
  •  I can also help you find a good lender!

Helpful Links
Not only do I have local information on my site, but I have also put together the following links that you may find useful. Please note that all links will open in a new window.




Featured Listing
Coppell, TX
View This Listing
 Price:  $260,000
 MLS #:  11492639
 Contact # 469.635.2426
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Featured Listing
Coppell, TX
View This Listing
 Price:  $319,900
 MLS #:  11702843
 Contact # 469.635.2426
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Featured Listing
Irving, TX
View This Listing
 Price:  $182,500
 MLS #:  11703198
 Contact # 469.635.2426
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